Term Financing

Our term financing is under the Tawarruq and Al-Ijarah Thumma Al Bai (‘AITAB’) concepts. It is designed to help customers finance for an immediate access for your business requirements.

It is available on a drawdown basis or one time off and to be paid with a fixed monthly payment for a specific period or tenor. This financing may be granted for a short term up to 12 months and long term up to 180 months (15 years) depending on the company’s requirement and capacity to pay.

Tailored to Your Needs

We understand that every business is different. That’s why our team will tailor-made financial solutions to help you achieve your business goals.

This financing offers funding for:

  • Asset Acquisitions
  • A financing package that assist to promote your business growth through purchasing fixed assets.

  • Working Capital
  • Our business working capital facility can help finance your day-to-day short term cash flow requirements to drive your business further.

  • Project Financing
  • Our business project financing to ease your business cash flow to complete any projects from Government or private sectors.

DOCUMENTS REQUIRED
  • Letter of Application from the company
  • Business Plan
  • Sole Proprietor/Partnership
    • Business Names Act Section 16 and Section 17: Certificate of Registration
  • Limited Company
    • The Company Act: Particulars of Directors or Managers and of any changes therein (Form X)
    • Certificate of Incorporation of Private Company
    • The Companies Act Cap 39: Memorandum And Articles of Association
    • Joint Venture & Shareholders’ Agreement
    • Copy of Share Allotment form
    • Director’s’ Resolution in writing pursuant to the Articles of Association of the company (if any)
    • Holdings - Certificate of Registration Section 5
    • Photocopy of Identity Card/passport of Proprietor, Partners and Directors
    • Audited Financials and Management Accounts
    • Statement of Accounts from other bank(s)
    • Debtors and Creditors Aging List
    • Copy of approvals from relevant authority for business activity, construction and location of proposed project
    • Copy of contract/Letter of Award (if applicable)

View Document
START YOUR BUSINESS WITH US

With our expertise, we will bring your business forward, together.
Discover more by visiting at:

Corporate Banking
Perbadanan Tabung Amanah Islam Brunei

TAIB Financing Center
Unit 22-24 & 59,1st Floor, The Airport Mall
Kampong Jaya Setia, Mukim Berakas ‘A’
Bandar Seri Begawan BE2713
Negara Brunei Darussalam

Call us: 226 6191