Rates
Al-Wadiah Account
| Total Daily Average Balance ($) | "Hibah" Rates Per Annum |
|---|---|
|
$50.00 and above
|
0.30% (For the year 2025) |
Berjasa Account
| Total Daily Average Balance ($) | "Hibah" Rates Per Annum |
|---|---|
|
$500.00 and above
|
0.30%
|
The “Hibah” rate for the month of June 2026
Purpose Saver Account
| Type of Account | "Hibah" Rates Per Annum |
|---|---|
|
Education Saver
|
0.33%
|
|
Medical Saver
|
0.33%
|
|
Property Saver
|
0.33%
|
The “Hibah” rate for the month of June 2026.
Note:
Monthly Hibah may be given at the end of the month if there is no withdrawal made during the particular month.
Retirement Saver Account
| Per Annum | |
|---|---|
|
Expected Monthly Profit Rate
|
0.33%
|
|
Annual Special Hibah for 2024
|
2.17%
|
The expected monthly profit for Retirement Saver Account.
Note:
- Monthly Profit may be given at the end of the month if there is no withdrawal made during the particular month. However, it will convert to a minimum expected Profit rate of 0.15% p.a. if there are withdrawals.
- Special Hibah may be given at the end of the year if there is no withdrawal made during the specific period.
SiManja Account
| Total Daily Average Balance ($) | "Hibah" Rates Per Annum |
|---|---|
|
$50.00 and above
|
1.00% (For the year 2025)
|
The “Hibah” rate for SiManja Account holders who have reached 18 years of age will be determined by the “Hibah” rate for Al-Wadiah Account.
Tekad Haji Account
| Total Daily Average Balance ($) | "Hibah" Rates Per Annum |
|---|---|
|
$10.00 to $150,000.00
|
1.40% (For the year 2024)
|
For the account holders of Tekad Haji Account, the “Hibah” rate will be based on the Hibah rate of the Al-Wadiah Account for balances exceeding $150,000; and/or accounts with over four (4) withdrawals made within a year.
Ar-Rizq Deposit Account - Individual & Corporate
| Tenure | Individual (Per Annum) | Corporate (Per Annum) |
|---|---|---|
|
3 Months
|
0.20%
|
0.20%
|
|
6 Months
|
0.45%
|
0.45%
|
|
9 Months
|
0.45%
|
0.45%
|
|
12 Months
|
0.45%
|
0.45%
|
Ar-Rizq expected profit rate for June 2026. Terms and Conditions apply.
TAIB Deposit Certificate (TDC)
| Type of customers | Profit Rate Declared for Maturity in October 2025 (Per Annum) |
|---|---|
|
Individual
|
2.03%
|
|
Corporate
|
1.88%
|
TDC Profit Rate declared for Maturity in July 2026.
Terms and Conditions apply
Rates
| Product | Rate |
|---|---|
|
Personal Financing |
7.50%
|
|
Property Financing |
4.50%
|
|
Education Financing |
6.50%
|
|
Education Kit Financing |
6.50%
|
|
Home Improvement Financing |
7.50%
|
|
Personal Naqd (Overdraft) Financing |
2.73%
|
|
Unsecured Personal Naqd (Overdraft) Financing |
8.50%
|
|
Vehicle Financing |
4.25%
|
Brunei Dollars (BND) to 1 unit of foreign currency
| Currency Name | Code | Selling TT | Buying TT | |
|---|---|---|---|---|
|
United States Dollar |
|
USD |
1.3077 |
1.2927
|
|
Sterling Pound |
|
GBP |
1.7355 |
1.6875
|
|
Euro Dollar |
|
EUR |
1.5342 |
1.4812 |
|
Australian Dollar |
|
AUD |
0.8736 |
0.8326 |
|
Canadian Dollar |
|
CAD |
0.9496 |
0.9116
|
|
New Zealand Dollar |
|
NZD |
0.7665 |
0.7215 |
|
Bahraini Dinar |
|
BHD |
3.4676 |
3.4296 |
|
Kuwaiti Dinar |
|
KWD |
4.2566 |
4.2186 |
|
Omani Rial |
|
OMR |
3.3958 |
3.3578 |
Foreign Exchange: 1 Brunei Dollar to 100 units of Foreign Currency
| Currency Name | Code | Selling TT | Buying TT | |
|---|---|---|---|---|
|
Swiss Franc |
|
CHF |
163.17 |
161.67
|
|
Hongkong Dollars |
|
HKD |
17.13 |
17.13 |
|
Japanese Yen |
|
JPY |
0.8607 |
0.8326
|
|
Saudi Arabia Riyal |
|
SAR |
35.555 |
34.155 |
|
Emirati Dirham |
|
AED |
36.285 |
34.885 |
|
Malaysian Ringgit* |
|
MYR |
31.750 |
30.250 |