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Introduction
Zakat (tithes) is one of the
ibadah (duty) which Allah SWT
has made it obligatory to be
performed by each Muslim. It is
one of the five pillars of
Islam. The Ulama (Muslim
scholars) has defined Zakat as
“A determined amount of wealth
given to certain parties subject
to certain conditions”.
Perbadanan TAIB provides
computerised calculation service
for zakat on savings to help
savings account holder in
Perbadanan TAIB.
Purpose
The purpose of Perbadanan Tabung
Amanah Islam Brunei providing
computerised calculation service
for zakat on savings is to
facilitate Perbadanan TAIB
account holders to perform zakat
obligation conveniently and
effectively. Besides that, it
attempts to fulfill the
customers’ aspiration to obtain
pure savings according to the
syariah law.
Obligatory Conditions for Zakat
on Savings |
-
Owned by a Muslim.
-
The saving is an absolute
ownership (completely
owned).
-
The money is kept not less
than 12 qamariah (lunar
months) or 354 days.
-
Reaching nisab (saving rate
upon which zakat is due)
which is equivalent or
exceed the value of 20
misqal of gold (85gram) in
the current market.
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Nisab And Rates For
Zakat on Money Savings |
-
85 gram gold x 1 gram gold
(21 Carat) according to the
prevailing value. If 1 gram
of gold is equivalent to
B$54.00, so the nisab (zakat
due rate) for zakat on money
saving is 85 gram of gold x B$54.00 =
B$4,590.00.
-
2.5% or 1/40
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The Advantage of Paying
Zakat |
-
Inculcate generosity.
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To cure selfishness and
greed.
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Cleanse the envy that the
poor may have towards the
rich.
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Add the blessing of a
property.
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Preventing the penalty of
“akhirat” (hereafter) as a
result of selfishness and
greed.
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Information Required |
- Customers
are required to fill in the consent form for
withdrawal of zakat on savings during the
first visit only.
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