Al-Wadiah Yad Dhamanah
Concept (Trust with
Guarantee)
Types
of Account
Individual Savings Account
Joint Savings Account
Account
Criteria
Open to all stages of life
Minimum
Opening
BND100
Methods
of Deposit
Cash Deposit
Cheque Deposit
Bank Standing Instruction
Salary Deduction
Required Documents
Copy of Identity Card
Other required documents by
TAIB
Additional Privileges
Facilitates the registration
to perform Haj
Annual dividend
Method
Encourage a systematic
saving habits to achieve the
objective
For example, a monthly fixed
saving of BND100 for 6 years
therefore one would expect
to perform Haj in 6 years
time (B$100.00 x 72 months =
B$7,200.00).