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Features
Margin of financing
  • Up to 12 times gross salary
Payment Period
  • Maximum 72 months or up to the retirement age, whichever is earlier
Financing Rate
  • Fixed and competitive
Eligibility
  • Applicant must be 18 years and not exceeding the retirement age at the end of payment period
  • Brunei citizen or Permanent resident
  • A permanent employee in any of the following:
    • Government Sector
    • Selected Private Sectors
       
  • Earning a minimum fixed income of BND600.00 per month
  • Present a guarantor (if applicable)
Takaful coverage
  • Mortgage Takaful Plan
Documents required
  • Completed Personal financing application form
  • A copy of applicant’s identity card
  • A copy of guarantor’s identity card (if applicable)
  • Original copy of applicant’s latest salary slip
  • Original copy of guarantor’s latest salary slip (if applicable)
  • Latest employer's confirmation letter
  • Latest 3 months bank statements (if applicable)
  • Latest certificate of balance and/or latest clearance letter (if applicable)
Payment method
  • Assignment of Salary to Perbadanan Tabung Amanah Islam Brunei
Benefits
  • Syariah compliance
  • No hidden charges
  • Selling price – fixed and known
  • Fast approval
  • Competitive rate
  • Takaful coverage
*Terms and conditions apply