Our Promotions

• Minimum of BND3,000.00 or up to BND250,000.00  

• Maximum 15 years or up to the retirement age, whichever is earlier  

• Fixed and competitive  

• Applicant must be 18 years and not exceeding the retirement age at the end of payment period
• Brunei citizen or Permanent resident
• A permanent employee in any of the following:
  • Government Sector
  • Selected Private Sectors
     
• Earning a minimum fixed income of BND600.00 per month
• Present a guarantor (if applicable)  

• Takaful Mortgage Plan  

• Completed Home improvement financing application form
• A copy of applicant’s identity card
• A copy of guarantor’s identity card (if applicable)
• Original copy of applicant’s latest salary slip
• Original copy of guarantor’s latest salary slip (if applicable)
• Latest employer's confirmation letter
• Firmed contactor’s quotation
• Contractor’s certificate of registration
• Proposed / approved house plan
• Approval letter from the authority (if applicable)
• Latest 3 months bank statements (if applicable)
• Latest certificate of balance and/or latest clearance letter (if applicable)  

• Assignment of Salary to Perbadanan Tabung Amanah Islam Brunei  

• Syariah compliance
• Selling price – fixed and known
• No hidden charges
• Competitive rate
• Takaful coverage