|
|
|
|
|
 |
|
|
Features
Margin of
financing
|
-
100% cost of study or up to
BND200,000.00, whichever is
lower
|
|
Payment
Period |
-
Maximum 12 years (overseas)
/ 10 years (local) or up to
the retirement age,
whichever is earlier
|
|
Financing Rate
|
|
|
|
Eligibility
|
-
Applicant must be 18 years
and not exceeding the
retirement age at the end of
payment period
-
Brunei citizen or Permanent
resident
-
A permanent employee in any
of the following:
-
Government Sector
-
Selected Private Sectors
-
Earning a minimum fixed
income of BND600.00 per
month
-
Present a guarantor (if
applicable)
|
|
Takaful
coverage |
|
|
|
Documents required
|
-
Completed Education
financing application form
-
A copy of applicant’s
identity card
-
A copy of guarantor’s
identity card (if
applicable)
-
Original copy of applicant’s
latest salary slip
-
Original copy of guarantor’s
latest salary slip (if
applicable)
-
Letter of Offer from the
applied Educational
Institutions or Universities
-
Latest 3 months bank
statements (if applicable)
-
Latest certificate of
balance and/or latest
clearance letter (if
applicable)
|
|
Payment
method |
-
Assignment of salary to
Perbadanan Tabung Amanah
Islam Brunei
|
|
Benefits |
-
Syariah compliance
-
Selling price – fixed and
known
-
No hidden charges
-
Competitive rate
-
Special incentives for high
achievers
-
Takaful coverage
|
|
|
|
 |
|
|
